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Shop Online and Save 20%! We Meet or Beat All Prices! We Deliver!
Shop Online and Save 20%! We Meet or Beat All Prices! We Deliver!


Get Your Purchase Approved Without Credit

At United Furniture & Mattress, we make it easy to qualify for the financing you need to make your new furniture purchase.
You can forget about the usual credit check because we focus on your income and banking history. We welcome ITIN and self-employed customers, no matter what your credit history says!

Instant Approvals and Payment Plans Available

Once you request that your credit application is entered electronically, you'll receive an instant response. In some cases, online banking verification may be necessary for further consideration.
In addition, you can make low payments on a convenient schedule that is personalized to your situation. We also have a 90-day buyout option.

Set Up Your Credit Plan and Take Your Furniture Home

Our simple, flexible options make it easy for you to enjoy the furniture in your home while you make your "layaway" payments.
  • You must be 18 years or older
  • You must have a valid Social Security number or ITIN
  • You will have to provide the routing and account numbers for an open and active checking account
  • You will need a credit or debit card
Apply for Financing Now

Check Out How Financing Can Work for You

$500 $41.25 $19.04
$700 $57.75 $26.65
$1,000 $82.50 $38.08
$1,250 $103.13 $47.60
$1,500 $123.75 $57.12
$1,750 $144.38 $66.63
$2,000 $165.00 $76.15
$2,500 $206.25 $95.19
$3,000 $247.50 $114.23
$3,500 $288.75 $133.27